Neutral Appraisal Umpire Services
Independent Evaluation of Disputed Property Insurance Losses
Tim Farmer Consulting provides neutral umpire services for residential and commercial property insurance appraisals. When the two appointed appraisers cannot agree on the amount of loss, an umpire provides an independent evaluation of the remaining disputed issues.
Drawing on more than 18 years of restoration industry experience, we evaluate property damage, repair methodologies, disputed scopes of work, and associated costs. Our evaluations are supported by property inspections, detailed documentation, Xactimate estimating, and relevant technical reports.
As a neutral member of the appraisal panel, our responsibility is to evaluate disputed amounts of loss objectively, without favoring either party, and contribute to a fair, well supported determination.
Our Expertise
Construction & Restoration Expertise
With more than 18 years of restoration industry experience, we possess extensive knowledge of property damage assessment, construction methodologies, and estimating practices. This background allows us to evaluate disputed repair scopes, material quantities, labor requirements, and associated costs across residential and commercial property losses.
Independent & Objective Evaluations
As a neutral umpire, we independently evaluate disputed amounts of loss based on documented evidence, applicable industry standards, and professional judgment. We consider property inspections, photographs, Xactimate estimates, engineering findings, and other relevant documentation to develop accurate, well supported conclusions without favoring either party.
Professional Appraisal Panel Collaboration
We work collaboratively with both appointed appraisers to examine unresolved differences and evaluate the supporting evidence. Our objective is to facilitate informed discussions, identify areas of agreement, and provide independent determinations when necessary to assist the panel in reaching a supported appraisal award.
Our Umpire Services
Appraisal Dispute Review
We review competing appraisal estimates, disputed items, photographs, engineering reports, and other relevant documentation to identify the issues requiring umpire consideration. Our review focuses on the disputed amount of loss and the supporting evidence presented by both appraisers.
Independent Property Inspection
We conduct an independent property inspection to evaluate damage conditions, repair requirements, and disputed scopes of work. Our inspections may include detailed photography, measurements, Matterport documentation, and other methods appropriate to the loss.
Scope and Cost Evaluation
We independently evaluate disputed repair methodologies, material quantities, labor requirements, and associated costs. Drawing on extensive restoration experience and Xactimate estimating expertise, we develop objective conclusions supported by documented conditions, technical findings, and applicable industry standards.
Appraisal Panel Deliberation and Award
We work with both appointed appraisers to review unresolved differences and evaluate the supporting documentation. Our responsibility is to provide impartial conclusions regarding the disputed amount of loss and participate in developing an appraisal award when agreement is reached by the required members of the panel.
Contact Us Today
Tim Farmer Consulting provides professional, neutral umpire services for residential and commercial property insurance appraisals involving disputes over the amount of loss.
Whether you are considering potential umpire candidates or seeking an experienced, impartial professional for an existing appraisal panel, we are available to discuss our qualifications, availability, and selection process.
For neutral umpire inquiries, contact us at appraisals@timfarmerconsulting.com or schedule a consultation using the button below.